PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. THEY GOVERN YOUR ACCESS AND USE OF THIS WEBSITE.
BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND ACCEPT THEM IN FULL, AS THEY MAY BE MODIFIED BY FIRST NATIONAL BANK TEXAS (for purposes of these terms and conditions the term "First National Bank Texas" includes First National Bank Texas's affiliates, as applicable) FROM TIME-TO-TIME AND POSTED ON THIS WEBSITE.
No Warranties
Although First National Bank Texas attempts to provide accurate
information, names, images, pictures, logos, icons, documents, and materials (collectively, the "contents")
on the website, it makes no representation, endorsement, or warranty that such Contents are accurate or
suitable for any particular purpose. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF
THE WEBSITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT
ANY REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESSED OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF
WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW. AS NOTED BELOW, FIRST NATIONAL
BANK TEXAS ALSO MAKES NO REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH
RESPECT TO ANY WEBSITE OPERATED BY A THIRD PARTY.
Limitation of Liability
IN NO EVENT WILL FIRST NATIONAL BANK TEXAS OR ITS SUBSIDIARIES,
AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT
LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT
OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF THE WEBSITE OR IN CONNECTION
WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION,
COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE
OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF FIRST NATIONAL
BANK TEXAS IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
Use of Website
Contents are included in this website solely for the personal use of
website users. You may not copy (other than a copy for personal use), modify, distribute, transmit, display,
perform, reproduce, transfer, resell, or republish any of the contents of this website without the prior
written consent of First National Bank Texas, which may be withheld in its sole discretion.
Copyrights and Other Intellectual Property
Except where otherwise expressly noted or as
noted below, all contents of this website, including the graphics, icons and overall appearance of the
website, are the sole and exclusive property of First National Bank Texas, Killeen, Texas and/or its
subsidiaries or affiliates. The posting of the contents of this website neither constitutes a waiver of any
of First National Bank Texas's proprietary rights or any other party's proprietary rights, including but not
limited to, copyrights, trademarks, service marks, patents, and other intellectual property, nor a transfer
by implication, estoppel, or otherwise of any such rights or of any license to the website user or to any
third party. Contents of this website are protected by United States and international copyright laws, both
as individual works and as a collection and by United States and international trademark laws. You agree not
to delete any copyright, trademark or similar notice from any contents you obtain from the website.
Links to Other Websites
First National Bank Texas may establish links between this
website and one or more websites operated by third parties. First National Bank Texas has no control over
any such other websites or the contents therein. The existence of any such links shall not constitute an
endorsement by First National Bank Texas of such websites, the contents of the websites, or the operators of
the websites.
Transmissions from this website
All transmissions from this website directed to First National Bank Texas, with the exception of email's sent
from other than First National Bank Texas servers, are sent in a secure form and may or may not be immediately
received by the appropriate business unit at First National Bank Texas. Any transmission to this website,
including email shall be deemed and remain the property of First National Bank Texas. First National Bank Texas
shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques provided by a website user
to First National Bank Texas through this website.
Required Equipment Disclaimer of Liability
Use of the services requires a computer and
modem (in this agreement, your computer and all related equipment are referred to as your "Computer")
connected through an Internet Service Provider with a web browser. In order to provide the highest level of
functionality and services to our users, we recommend enabling JavaScript within your browser. To provide
the highest degree of confidentiality and security, we highly recommend the use of browsers that provide
encryption using a 128-bit key. The higher the level of encryption, the harder it is for unauthorized
persons to read information. Commercial off-the-shelf browsers typically support 40-bit encryption. Many
browser suppliers (Microsoft® Explorer browser) offer special 128-bit encryption versions, available for
download from their respective websites. We require you to protect your financial information by using the
most secure encryption possible, and we specifically disclaim any and all responsibility for losses
resulting from your use of 40-bit encryption. Use of the services cannot be achieved with 40-bit
encryption.
Modifications
First National Bank Texas may at any time make modifications, changes, and alterations to the contents of this
website, including these Terms and Conditions, without prior notice. You are responsible for regularly reviewing
these terms and conditions. Your continued use of this website following any modifications, changes, or
alterations shall constitute your acceptance of such modifications, changes, or alterations.